LazyPay: Loan App & Pay Later 14.5.0

India’s credit platform offering instant loans, BNPL, utility bill payments, and more.

LazyPay provides easy, instant, and stress-free credit options. Users can access a credit line of up to Rs.10,000 to shop at over 45,000 online stores and merchants. Repayment is due every 15 or 30 days without any interest charges.

Capabilities:

• XpressLoan: Borrow up to Rs. 5 lakhs instantly with repayment terms between 3 to 24 months and competitive interest rates ranging from 15% to 32% p.a., following RBI guidelines.
• Services:

- XpressLoan: Instant personal loans with a credit limit of up to Rs. 5 lakhs. Competitive interest rates are applied to the borrowed amount.

- Revolve: Enjoy rates between 36% to 42% with no set repayment period, offering rolling monthly features.

- Convert to EMI: Choose between tenure options of 3 to 6 months with rates starting at 24% for 3 months and 26% for 6 months.

Buy Now Pay Later:

Utilize BillPay by LazyPay at over 100 merchants for convenient shopping; support for utility bill payments with over 20,000 billers covering categories like electricity, water, gas, DTH, and more.

Avail of discounts and offers from various partners like Swiggy, Zomato, Myntra, and Zepto.

No-Cost EMI:

Enjoy shopping at top online retailers without high-interest rates with EMI offers ranging from 3 to 12 months. No credit card is required for hassle-free transactions.

BillPay:

[Limited availability]

Enjoy easy bill payments for utilities like electricity, gas, water, FASTag recharge, and more using LazyPay's credit facility.

Why Choose LazyPay?

• Flexible EMI options
• Collateral-free personal loans
• No CVVs or PINs needed
• Instant approval and disbursal

By selecting LazyPay as your trusted financial partner, you gain the advantage of paying interest solely on the borrowed amount, eliminating unnecessary financial burdens.

Declaration

LazyPay solely acts as a facilitating platform for money lending to registered NBFCs in adherence to regulatory requirements such as RBI’s Fair Practices Code. The registered NBFCs partnered with us are detailed below:

• PayU Finance India Private Limited (“PayU Finance”): https://www.payufin.in/